Baltimore, January 23, 2026
Tonia Niedzialkowski, President and CEO of Point Breeze Credit Union, has received the Executive Leadership Award from the Baltimore Business Journal. Under her leadership since 2022, the credit union has seen significant growth with over 67,000 members and $960 million in assets. Niedzialkowski has also contributed to community initiatives and the expansion of credit union services in Maryland.
Point Breeze Credit Union CEO Tonia Niedzialkowski Honored with Executive Leadership Award
Baltimore, Maryland – Point Breeze Credit Union’s President and CEO, Tonia Niedzialkowski, has been recognized with the inaugural Executive Leadership Award by the Baltimore Business Journal. This award honors local business leaders who have made significant impacts on their organizations and the Greater Baltimore community.
Leadership and Growth
Since joining Point Breeze in 1994 and assuming the role of President and CEO in February 2022, Niedzialkowski has overseen substantial growth. Under her leadership, the credit union has expanded its membership to over 67,000 and increased its assets to approximately $960 million. Notably, since 2021, Point Breeze has achieved a 70% increase in commercial lending, marking it as the fastest-growing portfolio among local credit unions. Additionally, Niedzialkowski has guided the expansion into Westminster and Owings Mills and supervised a major renovation of the Hunt Valley headquarters, doubling its size.
Community Engagement
Beyond her role at Point Breeze, Niedzialkowski actively contributes to the business community. She serves as Vice Chair of the Hunt Valley Business Forum and advocates for credit unions through the MD|DC Credit Union Association.
About Point Breeze Credit Union
Point Breeze Credit Union is one of Maryland’s largest credit unions, serving over 67,000 members with assets around $960 million. It offers a range of financial services, including auto loans, mortgages, and business banking solutions. The credit union operates multiple branches across Maryland, including locations in Hunt Valley, Rosedale, Bel Air, Westminster, and Owings Mills. Membership is open to individuals who work, worship, or volunteer within 20 miles of a Point Breeze location. For more information, visit their official website.
Frequently Asked Questions (FAQ)
Who is Tonia Niedzialkowski?
Tonia Niedzialkowski is the President and CEO of Point Breeze Credit Union, recognized with the inaugural Executive Leadership Award by the Baltimore Business Journal.
What is the Executive Leadership Award?
The Executive Leadership Award is an honor presented by the Baltimore Business Journal to local business leaders who have made significant impacts on their organizations and the Greater Baltimore community.
What are the recent achievements of Point Breeze Credit Union under Tonia Niedzialkowski’s leadership?
Under Tonia Niedzialkowski’s leadership, Point Breeze Credit Union has expanded its membership to over 67,000, increased its assets to approximately $960 million, achieved a 70% increase in commercial lending since 2021, expanded into Westminster and Owings Mills, and completed a major renovation of its Hunt Valley headquarters, doubling its size.
What is the role of Tonia Niedzialkowski in the community?
Beyond her role at Point Breeze, Tonia Niedzialkowski serves as Vice Chair of the Hunt Valley Business Forum and advocates for credit unions through the MD|DC Credit Union Association.
What services does Point Breeze Credit Union offer?
Point Breeze Credit Union offers a range of financial services, including auto loans, mortgages, and business banking solutions. It operates multiple branches across Maryland, including locations in Hunt Valley, Rosedale, Bel Air, Westminster, and Owings Mills.
Who is eligible for membership at Point Breeze Credit Union?
Membership at Point Breeze Credit Union is open to individuals who work, worship, or volunteer within 20 miles of a Point Breeze location.
Key Features of Point Breeze Credit Union
| Feature | Description |
|---|---|
| Membership | Open to individuals who work, worship, or volunteer within 20 miles of a Point Breeze location. |
| Assets | Approximately $960 million. |
| Membership Base | Over 67,000 members. |
| Services Offered | Auto loans, mortgages, business banking solutions, and more. |
| Branch Locations | Hunt Valley, Rosedale, Bel Air, Westminster, and Owings Mills in Maryland. |


